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NFC EXPANDS LENDING AREA FOR FORGIVEABLE LOAN PROGRAM
in the Meredith neighborhoods can
now qualify for the NFC Advantage Loan
Program, designed to improve properties. The
program offers forgivable loans of up to
per property every 10 years to pay for
property repairs and improvements.
- Replacing, repairing, or updating electrical systems
- Energy-efficient updates
- Functional landscaping
- Furnace and air conditioner
- Garage (Max standard 2 car)
- Sidewalks and driveways
- Windows and siding
Go to www.neighborhoodfinance.org to complete a prequalification applications form and then call 246 0010 and ask for loan officer.
is a non-profit mortgage lender that allows
forgivable funds to be provided with each loan
for an owner-occupied property. NFC offers purchase, refinance and/or home improvement loans in our lending areas.
The forgivable funds (up to $10,000
per property every 10 years) are used
to improve or repair your home. With NFC,
you have to borrow money to get the forgivable
home improvement loans, the portion of
the loan that is forgivable will range from 25% - 50% of the amount of the rehab depending on household income, up to a maximum of
Once the NFC loan has closed the home
improvement projects may begin.
Meredith Neighborhood Association, who we are and what we do!
Meredith Neighborhood Association was formed early Spring
2000. Originally there was a plan to have one large North West Des Moines
association but that plan was rejected and three neighborhood associations were
formed: Meredith, Merle Hay, and Lower Beaver.
The first elected officers were dedicated “to becoming a
positive force in the neighborhood. (Des Moines Register, Dana Boone, March 1,
2000). First on the list were to have stoplights at 50th and
Douglas. Also, they wanted Westchester Park improved to be “a kids park.”
Since then the neighborhood association convinced the city
to retain the four-way stop at 50th and Meredith Drive, worked with
Hoover High School staff and school resource officer to discourage high school
students from improper use of Westchester Park. Other changes were street lines
on 50th street from Aurora to Twana so cars going around the curve
stayed in lanes. Helped to reduce collisions.
The association sponsors National Night Out on the second
Tuesday of August,
4th of July Kids Parade. SCRUB (a way to unload trash, tires,
appliances, etc.)held at Hoover High School, plant flowers on Palm and Bel-Aire
islands and around the Westchester Park sign. Other volunteers coordinate a
program where neighbors are also able to pick-up flowers to plant in their
The list is long. Many good things have happened in the
neighborhood. The best part has been the volunteer officers, committee members,
those that come to meetings, and show up to help at events.
The Meredith Neighborhood Association is a volunteer
organization. All planning and implementation of events are by volunteers.
Funding is from memberships ($20), grants, and donations. Please support your
association, volunteer to help, work on a committee, or serve as a board
member. Check out the Spring 2015 Newsletter for a list of opportunities to help the neighborhood.
KEY POINTS OF NFC EXPANDED LENDING
applicable in other NFC Lending Areas
will be accepted starting August 1, 2015.
million is available through December
2015 in the Meredith, Watrous South, Waveland
Woods & Westwood* neighborhoods.
NFC will evaluate the continuation of
the program for 2016.
in the neighborhoods listed above will purchase and refinance loans will be limited to households below 80% of the area median income ($60,000 for a family
are no income limits for home improvement
in these neighborhoods, the assessed value
of the property must be less than or
equal to $200,000 for purchase, refinance
and home improvement loans.
NOTES ON THE REHAB PROCESS
homeowner/borrower is responsible for
selecting the contractor.
does not finance sweat equity (homeowners
completing rehab themselves).
repairs/improvements are to be completed
within 6 months of closing. NFC will
hold the funds for the rehab and directly
pay the contractors after your approval
and inspections are complete. Payments
to contractors are made twice a week,
Tuesday and Friday after 4:00 pm.
additional information, please visit our
website at www.neighborhoodfinance.org or call 515-246-0010.
February 23, 2016 Quarterly Meeting
Hoover High School Media Center
Social and speakers soon after 6:30, General Meeting 7:00
Start of the meeting:
Call to Order
Approve the agenda
Approve minutes from November 2015
Discussion on merging with Beaverdale Neighborhood Association. Read Will Rock's President's Message
Beautification - Bel Aire, Palm, and Park flowers
Calendar for 2015
Need for Neighborhood support
Non Emergency Reporting - DMPD Dispatch 283-4811
Patrol services related issues, general police department contact.
SPO Chuck Guhl 554-9271 firstname.lastname@example.org
Lt. Larry Davey 237-1531or C# 208-7790
Traffic issues, speeding, parking
Officer Chris Mock 419-6627
Officer Tim Fricke 205-3165
Narcotics activity, drug dealing, neighborhood contact.
| Become a MNA Member
Join the Meredith Neighborhood Association now!
Click here to learn more.
|What’s Going on in the MNA
2015 Calendar of Events announced soon
| Letter from
President William Schoenenberger
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